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Complete Guide of Paytm Mobile Recharge & UPI Payments

India's Most Using Payment App: Paytm

In a few years, Paytm has acquired the number one position in the online payment app world. 

If you are in India, then you can go to any shop and you will definitely see the Paytm logo. Paytm Cash is accepted in every small and big city of India. Behind it is a person named Vijay Shekhar Sharma who is permanently resident of Aligarh, 

After finishing his studies, taking the first step in the world of e-commerce, he built an app named "Paytm" did. Which changed the payment system in India. 

He also has a huge contribution in making India cashless somewhere. Vijay Shekhar Sharma did his studies at Delhi College of Engineering and then started his business. If we talk about Paytm's earnings today, according to Forbes, the revenue generated by 2020 was $ 230 crore dollars. 

The Paytm app supports 11 languages ​​of India. Paytm Almost 5 service specifically provides users with its Paytm app - Payment Through App, Recharge Mobile and DTH, Banking, Online Shopping, and Digital Wallet. 

And is also trying to gradually increase its service. Through Paytm you can buy Hundred Percent Pure Virtual Gold based on the current price and then you can leave it for a long time. 

We all know that the price of gold keeps on decreasing, but if you buy gold and leave it for a long time, then you can make a lot of profit and in terms of security, Paytm Gold is better and safer where you can buy 100% pure gold. 

Can buy and without any hassle in just one click. And if you sold the future gold, then whatever the price of gold will be, it will be deposited in your account with these 10 seconds. 

Paytm is a good and trustable app in India. You must try it once.

What is paytm? | Paytm App | Payment App in India | UPI App
Image Credit: Paytm

What is Paytm App?

Paytm is an online payment app through which you can pay the bill of any product on your Paytm mobile app. You can also pay your gas bill, water bill, electricity bill, credit card bill

And can also pay insurance bills etc. And even you can pay for your travel ticket through the Paytm app. Services like Paytm Mall, Paytm Payment Bank, and Gamepind also belong to Paytm, you can also use it. 

With Paytm Mall, you can buy everything you need from home online. After full KYC in Paytm Payments Bank, you can open a savings account. 

Just like you use a savings account in another bank, you can use your savings account in Paytm Payments Bank as well. The service of Paytm Payment Bank was launched in November 2017. 

Paytm Payment Bank's main two honors are Vijay Shekhar Sharma and one97 Communication Limited. In which Vijay Shekhar Sharma is the owner of 51% shares, the same 39% are owned by one97 Communication Limited. 

The remaining 10% will be subsidiaries of one97 and Vijay Shekhar Sharma. If you also want to open your account in Paytm Payments Bank, then before that you will have to complete all your KYC and then in 2 to 3 steps, you can open your account in Paytm Payments Bank.

How to create an account on Paytm

It is very easy to create an account on Paytm, friends. Below I tell you some steps, if you follow the state then within 1 minute you can create your account:

First, you download the Paytm app from the App Store

As soon as you open the app after downloading, the interface of "Login and Create N Account" will open in front of you.

You will be asked for a mobile number. Keep in mind that you give the same mobile number that the mobile number is linked to your bank account.

After giving the mobile number, an OTP will come on your mobile number, for verification you put it in the DP in place of the verification code sought in the Paytm app and verify your mobile number.

After that, you will be asked to create your name, date of birth, and the new password, you should fill in all this information according to yourself.

After filling in all the information, click on the Next button and complete this process.

Congratulations🎉🎊, you have successfully created your account on Paytm.

Be careful not to share any type of confidential information with any other person.

How to link a bank account to Paytm

There are 2 ways to link a bank to Paytm. I am going to share both ways with you.

The first way to Add your Bank account

Open Paytm app >> click on UPI button >> Add to bank account >> Select your Bank >> Create your UPI >> Finally click on Done button.

You have successfully added your bank account to Paytm.

Another way to Add your Bank account

When you open the Paytm app on your phone, you will see 3 lines in the top-left corner from the left, 

you click on that 3 lines>> go to the Settings section >> then after scrolling up a little screen you will see the option of "Payment Settings" >> After opening the payment setting option, 

you will see the option of "Bank Account for Refund" at the very least, click on it >> Click on "Add to Bank Account", then select your bank account. >> As soon as you select the bank account, 

your account will be searched in that bank and then after a few seconds your account number will come on your screen and after selecting it, add it to your Paytm.

How to transfer money from Paytm to the bank

Complete Guide of Paytm Mobile Recharge,UPI Payments
Image Credit: Paytm

If you want to deposit money in another person's bank account through Paytm, then follow the steps given below

  • Open Paytm app.
  • Click on "UPI Money Transfer".
  • Click on the icon "To send money to a bank account".
  • Correctly enter the account number, IFSC code, mobile number, and name of the person receiving the amount.
  • After giving all the information, click on the "Proceed" button.
  • For confirmation, you will again ask for the account number of the person who received the amount, then you enter the account number again of the person receiving the amount.
  • Now the amount will be asked from you, how much amount you have to send, then type in whatever amount you want to send.
  • After filling in the amount, click on the button "Pay".
  • And finally, you will be asked for UPI PIN, enter that UPI PIN code, and complete the process of this transaction.
  • After sending the money you will also get a confirmation slip in which all the information related to the transaction will be on that slip.
  • If there is any problem related to any kind of transaction in the future, then you can get the slip again from the Paytm app.

How to earn more rewards on Paytm

If you want to get more rewards from Paytm besides cashback on Paytm, then a good way is that you can send Paytm Invite Link to your relative or friend. Paytm will give you ₹ 25 to ₹ 50 on every person joining. 

Will give an amount of Which will be directly deposited in your bank account. Keep in mind that you send the invite link of your Paytm mobile app to your friend circle. 

Only then you will get the benefit. 

If you do not know where your Paytm Invite link will be found, then below I am telling you step by step, you should follow that step and after that, you will get your Paytm Invite link and share that link with everyone.

  • Open Paytm app
  • Click on the "UPI" button
  • In the end, you will see the button "Invite now" and click on it and copy the link.
  • Once the link is copied, you share it on Facebook, WhatsApp, Twitter, and everywhere.

How safe is it to use Paytm?

Friends Paytm are equipped with 128-bit encryption SSL security, its security is very difficult to break, so you can be sure that both your data and rupees are safe. 

All you need is to never share your confidential information with any other person, nor login your ID in the payment app on the phone of an unknown person. 

You can never install the Unknown app on your smartphone, it may steal all your important information by accessing it. If you take care of all these things then you will never have to face the problem.

                Paytm App Information                

App namePaytm Karo

TypePayment App


Latest update TimeSeptember 04, 2020

How much Downloaded100M+ Downloaded

App's OwnerPaytm-One97 Communications Ltd.

Date of ReleaseApril 30, 2012

User's  ReactionAwesome

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#Paytm  #Paytmwallet  #UPI  #PaymentApp


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